Private Lending Loans
Direct, no-doc funding for real estate investors.
Flexible Private Loans. Fast Funding. No Income Docs.
Private lending is the fastest way to secure capital for real estate deals. Whether you’re flipping, refinancing, or buying to hold, our loans help you close fast with minimal documentation and maximum flexibility.
✔ No income or employment verification
✔ Close in 7–10 business days
✔ Loan sizes: $100,000 – $5,000,000
✔ Terms: 12 to 24 months
✔ Interest-only payments
✔ Available for single-family, multifamily, and mixed-use properties
Loan Program Details
| Property Type |
Single Family Residential
2 to 4 Units Condominiums Townhomes
Multi-Family (5 to 10 Units)
Short-Term Vacation Rentals Portfolios |
|
|---|---|---|
| Loan Amount |
Purchase/Rate & Term Refinance: $75,000 to $3,000,000 Cashout Refinance: $500,000, unlimited at 60% LTV (seasoning requirements apply) |
|
| Amortization | Interest as disbursed, interest-only terms available | |
| Experience Requirement |
One guarantor must have at least 12 months of prior real estate investment experience. First-Time Investors: -5% LTV Leverage Adjustment |
|
| Loan Term | 30-Year Fixed, 5/6 ARM, 7/6 ARM, 10/6 ARM | |
| Minimum FICO | 660 | |
| Minimum DSCR |
1.0x for Single Family Residences and 2 to 4 Units 1.15x for Multi-Family and Crossed Properties |
|
| Interest Rate | As low as 5.5% (Rate Lock available) | |
| Loan Purpose |
Purchase Refinance (permits required where applicable) Cashout |
|
| Prepayment Penalty | Standard Declining Penalty (0 to 5 years) | |