Fast Residential Loans for Real Estate Investors
Private capital for single-family and small multifamily properties — with no income docs, no delays, and quick closings.
Flexible Residential Loans. Close in Days — Not Weeks.
Our residential loan programs are built for investors who need speed and simplicity. Whether you’re flipping a single-family home, refinancing a rental, or acquiring a small multifamily, we make it easy to close fast — with no tax returns or employment verification required.
✔ No income or employment verification
✔ Close in 7–10 business days
✔ Loan sizes: $100,000 – $5,000,000
✔ Terms: 12 to 24 months
✔ Interest-only payments
✔ Available for single-family, multifamily, and mixed-use properties
Loan Program Details
| Property Type |
Single Family Residential
2 to 4 Units Condominiums Townhomes
Multi-Family (5 to 10 Units)
Short-Term Vacation Rentals Portfolios |
|
|---|---|---|
| Loan Amount |
Purchase/Rate & Term Refinance: $75,000 to $3,000,000 Cashout Refinance: $500,000, unlimited at 60% LTV (seasoning requirements apply) |
|
| Amortization | Interest as disbursed, interest-only terms available | |
| Experience Requirement |
One guarantor must have at least 12 months of prior real estate investment experience. First-Time Investors: -5% LTV Leverage Adjustment |
|
| Loan Term | 30-Year Fixed, 5/6 ARM, 7/6 ARM, 10/6 ARM | |
| Minimum FICO | 660 | |
| Minimum DSCR |
1.0x for Single Family Residences and 2 to 4 Units 1.15x for Multi-Family and Crossed Properties |
|
| Interest Rate | As low as 5.5% (Rate Lock available) | |
| Loan Purpose |
Purchase Refinance (permits required where applicable) Cashout |
|
| Prepayment Penalty | Standard Declining Penalty (0 to 5 years) | |