Blanket/Portfolio Loans
Blanket Loans for Rental Portfolios Finance multiple properties under a single loan — simplify your debt structure and free up capital to keep growing.
✔ Up to 75% LTV
✔ Better Cash Flow
✔ Lower Closing Costs
Blanket/Portfolio Loans
Loan Highlights
Loan Amount
$1M-$5M
Loan Term
12-24 Months
Loan Type
Small Balance Commercial
Closing Time
Within 30-45 Days
Purpose
Purchase, refinance, cash-out
Loan Details
Managing separate loans on every rental property gets complicated fast. A blanket (portfolio) loan consolidates multiple properties into a single note with one payment, one term, and one closing — ideal for investors scaling a rental portfolio or refinancing several properties at once. Individual properties can typically be released from the blanket loan as they're sold, without disturbing financing on the rest.
Blanket/Portfolio
✔ Finance 5+ properties under one loan
✔ Release clauses available for individual property sales
✔ Loan sizes: $500,000 – $5,000,000+
✔ 30-year fixed and ARM options available
✔ Single monthly payment across the portfolio
✔ Qualify based on portfolio cash flow (DSCR), not personal income
✔ Single Family, 2–4 Units, and Multifamily portfolios