Ground-up Construction Loans
Ground-Up Construction Loans for Builders & Developers Financing for new residential and small commercial builds — from land acquisition through vertical construction.
✔ Up to 70% LTV
✔ interest-only during construction
✔ No income or employment verification
Ground-up Construction
Loan Highlights
Loan Amount
$100k-$5M
Loan Term
12-24 Months
Loan Type
Construction
Closing Time
30-60 Days
Purpose
land acquisition and/or construction costs
Loan Details
Whether you're building a single custom home or a small infill development, our construction loans give you the capital and flexibility to break ground without waiting on bank committees. We finance the land (if needed) and the full construction budget, with draws released on a schedule tied to completed phases of work.
Ground-up Construction
✔ No income or employment verification
✔ Funding based on purchase price + rehab budget, not personal income
✔ Loan sizes: $100,000 – $5,000,000
✔ 30-year fixed and ARM options
✔ Terms up to 36 months
✔ Available for single-family, multifamily, and mixed-use properties
✔ Draw schedule for renovation funds released as work completes