Ground-up Construction Loans
Ground-Up Construction Loans for Builders & Developers Financing for new residential and small commercial builds — from land acquisition through vertical construction.
✔ Up to 70% LTV
✔ interest-only during construction
✔ No income or employment verification
Ground-up Construction
Loan Highlights
Loan Amount
$100k-$5M
Loan Term
12-24 Months
Loan Type
Construction
Closing Time
30-60 Days
Purpose
land acquisition and/or construction costs
Loan Details
Whether you're building a single custom home or a small infill development, our construction loans give you the capital and flexibility to break ground without waiting on bank committees. We finance the land (if needed) and the full construction budget, with draws released on a schedule tied to completed phases of work.
Ground-up Construction
✔ No income or employment verification
✔ Loan sizes: $100,000 – $5,000,000
✔ Financing for land acquisition and/or construction costs
✔ Interest-only during the construction term
✔ Available for single-family and multifamily properties
✔ Draw schedule tied to inspected construction milestones