DSCR Loans
Qualify based on property cash flow — not personal income. Fast closings, 30-year terms, and no tax returns required.
✔ Up to 75% LTV
✔ Interest as disbursed, interest-only terms available
✔ Fast Closings
DSCR
Loan Highlights
Loan Amount
$100k-$5M
Loan Term
Up to 36 Months
Loan Type
Rental Investment
Closing Time
20-30 Business Days
Purpose
buy investment properties without using your personal income
Loan Details
DSCR (Debt Service Coverage Ratio) loans are designed for real estate investors building rental portfolios. Approval is based on the property’s income — not your W2, pay stubs, or tax returns. Whether you’re a seasoned investor or just getting started, we offer fast, flexible financing with 30-year terms and minimal documentation.
DSCR
✔ No income or employment verification
✔ Approval based on property cash flow (DSCR ≥ 1.0x)
✔ Loan sizes: $100,000 – $5,000,000
✔ 30-year fixed and ARM options
✔ Available for single-family, multifamily, and mixed-use properties
✔ Ideal for buy-and-hold investors and rental property refinances