Small Balance Commercial Loans

Small Balance Commercial Loans - Financing for commercial properties that are too small for institutional lenders and too complex for a bank.

✔ Up to 70% LTV

Lower Qualification Barriers

✔ Fast Approvals

Small Balance Commercial Loans

Loan Highlights

Loan Amount

$1M-$5M

Loan Term

12-24 Months

Loan Type

Small Balance Commercial

Closing Time

Within 30-45 Days

Purpose

Purchase, refinance, cash-out

Loan Details

Small balance commercial loans fill a gap institutional and bank lenders often skip — smaller commercial properties that still need serious underwriting flexibility. We offer minimal documentation and terms tailored to keep the deal moving, whether it's a retail strip, small office building, or mixed-use property.

Small Balance Commercial


Full documentation required

Commercial ownership/management experience preferred

Loan sizes: $1,000,000 – $5,000,000

Terms from 12 to 24 months, with longer-term options available

Available for retail, office, mixed-use, and light industrial

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